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# Weigh Risks, Not Just Returns, Central Bank Governor Tells Savers
- URL: https://www.jaffnamonitor.com/weigh-risks-not-just-returns-central-bank-governor-tells-savers/
- Published: 2026-11-12T05:09:50.000Z
- Updated: 2026-11-12T05:09:50.000Z
- Author: Asela Kuruluwansha.
- Tags: November 2026

**By Asela Kuruluwansha**

**PERADENIYA, Sri Lanka, Nov. 12 —** People making financial decisions should weigh risks, future obligations and changing economic conditions, not only the returns they expect, the governor of the Central Bank of Sri Lanka, Nandalal Weerasinghe, said on Wednesday.

Dr. Weerasinghe gave the keynote address at FinLit Expo 2026, a financial literacy exhibition at the Senate Building of the University of Peradeniya. The bank’s Matale regional office and the university organized the event. Financial institutions set up stalls to explain savings, investments, financial services and money management to university students, schoolchildren and members of the public.

Financial literacy protects individual households and also supports the stability of the wider economy, Dr. Weerasinghe said. He described it as more than knowing how to manage money. People also need it to make sound decisions when the economy is uncertain and to recognize and manage financial risks, he said.

He urged the audience to check whether financial information is reliable, to compare services before choosing one and to be wary of promises of unusually high returns.

Financial institutions have a duty to give consumers clear, accurate and comparable information, he said. A public able to make informed decisions would make financial markets more accountable and the economy more stable.

The university and the Central Bank signed a memorandum of understanding at the event to set up a Financial Literacy Centre at the university.

The university’s vice chancellor, Prof. Terrence Madhujith, said the center would work to improve financial literacy among students and among academic and nonacademic staff. It is also expected to support research on the financial sector, he said, and to make sure that the findings contribute to the country’s economic and social development.